We respect your privacy.
To deliver credit services to you, we gather and maintain information about your account. We store and manage this information very carefully; your peace of mind is critical to our business.
In addition, we sometimes provide this information to business partners to deliver credit services and promotions to you. Rest assured, we carefully select our partners to ensure your security.
Your account privacy statement explains in detail how we collect, use, share, and protect your personal information. We encourage you to read it closely, so you'll know about all the privacy choices you can make.
User your cursor and click the icons to learn more about each feature of the privacy statement.
|FACTS||WHAT DOES COMENITY DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depends on the product or service you have
with us. This information can include:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Comenity chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Comenity share?||Can you limit this sharing?|
|For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes-to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes-information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes-information about your creditworthiness||Yes||Yes|
|For our affiliates to market you||Yes||Yes|
|To limit our
|Comenity Bank customers: Call 1-800-220-1181
(TDD/TTY 1-800-695-1788) — our menu will prompt you through your choices.
Comenity Capital Bank customers: Call 1-877-287-5012
(TDD/TTY 1-888-819-1918) — our menu will prompt you through your choices.
If you are new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|Questions?||Go to comenity.net/privacy or call 1-866-423-1097|
|What we are|
|Who is providing the notice?||This privacy notice is provided by the Comenity family of companies, including Comenity Bank and Comenity Capital Bank.|
|What we do|
|How does Comenity protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Comenity collect my personal information?||We collect your personal information, for example when
|Why can't I limit all sharing?||Federal law gives you the right to limit only
|What happens when I limit sharing for an account I had joined with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or
control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
|Other important information|
|We also will comply with more restrictive state laws to
the extent that they apply. For example if your billing address is in Vermont or California, we will automatically opt you out of sharing your
information with nonaffiliates for marketing purposes.
We will contact you regarding your account via text message or telephone, including the use of pre-recorded or auto-dialed calls on any cell, landline or text number you provide or use to contact us. Standard mobile, message, or data rates may apply.
How frequently will I receive this notice?
We send privacy statements annually. The format of this notice may change from time to time according to federal guidelines.
Do I have to update my information sharing preferences with you every time I receive a privacy statement?
No. Once you tell us how you would like to share your information, we will honor your choice until you tell us otherwise.